Payments — NaijaSwap | RadiantWaves Media Ltd

Complete Your Local Purchase

Secure Local Checkout: Choose a payment method for your order. Sensitive card credentials are entered only through an authorised payment provider checkout when available.

Select Payment Method

🏦

Bank Transfer

Verified instructions after order confirmation

💳

Debit / Credit Card

Secure provider checkout

📱

USSD Code

Dial code to pay instantly

💵

Cash on Delivery

Pay when item arrives

Order Summary

Item:—

Price:—

Delivery:—

Escrow Fee:—

Total:—

🔒 Escrow Protected

Complete Your International B2B Payment

📋 Standard Nigerian Export Payment Terms

70–80% paid against B/L Copy — The bulk of payment is released only when the seller provides a copy of the Bill of Lading (proof of shipment). No large advance payment required.
20–30% final payment on arrival & inspection — The balance is held in escrow and released only after goods arrive at destination and the buyer confirms quality and quantity through inspection.
These terms are stated in the sales contract from day one and apply to all B2B export transactions on NaijaSwap.

        Why this matters: This is the industry-standard payment structure for Nigerian commodity exports. It protects both buyer and seller — the seller ships with confidence knowing payment is secured against B/L, while the buyer retains a holdback to ensure goods match specifications on arrival. NaijaSwap escrow enforces these terms automatically.
      

International B2B Checkout: Secure cross-border payments for bulk commodity and export transactions. All buyer information is kept confidential and only shared with the seller after both parties agree to proceed via NaijaSwap escrow.

🔒 Buyer Privacy Protected: Your company name, contact details, and identity are never exposed to sellers during the payment process. Only NaijaSwap's trade desk handles buyer-seller introductions. Full contact exchange happens only after escrow is funded and both parties have signed the sales contract.

Select International Payment Method

🏦

Wire Transfer (TT)

Bank-to-bank SWIFT

📜

Letter of Credit

LC via nominated bank

🔒

NaijaSwap Escrow

B/L-based milestone release

💳

International Card

Visa, Mastercard, Amex

Letter of Credit (LC): Your bank issues an LC in our favour. Payment follows Nigerian export standard: 70–80% at sight against B/L copy, 20–30% on arrival & inspection. Goods are shipped only after LC confirmation. Recommended for transactions above $10,000.

LC Type *

Issuing Bank *

LC Amount (USD) *

Shipment Terms (Incoterm)

LC Payment Terms (Nigerian Export Standard)

At Sight Against B/L Copy 70–80% payable upon presentation of compliant documents including B/L

70–80%

On Arrival & Inspection 20–30% released after buyer inspection at destination port

20–30%

Required Documents

Commercial Invoice Packing List Bill of Lading (B/L) Certificate of Origin Quality / SGS Certificate Insurance Certificate

Additional Notes

NaijaSwap Escrow: Funds are held securely and released in milestones based on the standard Nigerian export payment structure. Buyer identity remains protected until both parties confirm the transaction.

Escrow Amount (USD) *

Transaction Currency

Milestone Release Schedule — Nigerian Export Standard

Contract Signing & Commitment Optional 0–10% deposit to lock in the order and begin documentation

0–10%

Against B/L Copy 70–80% released when seller uploads copy of Bill of Lading (proof of shipment)

70–80%

Arrival & Inspection 20–30% released after goods arrive at destination and buyer confirms inspection

20–30%

Inspection Period (days after arrival)

Escrow Fee (1.5%)

Privacy Note: Your company identity is hidden from the seller during escrow setup. Only NaijaSwap's trade desk coordinates between both parties. Full disclosure happens only after the contract is signed and the first milestone is funded.

Partner Shipping Lines for This Order

Your seller can arrange shipping through any of these verified partners. Shipping costs are typically borne by the buyer (under CIF/CFR) or seller (under FOB/EXW) depending on the agreed Incoterm.

Maersk Line
Container | 14-21 days to Europe

MSC
Container | 12-18 days to Europe

CMA CGM
Reefer available | 15-22 days

Grimaldi
RoRo + Container | 18-25 days

DHL Air
Air freight | 3-7 days worldwide

PIL
Asia routes | 25-35 days

Shipping line selection is coordinated by NaijaSwap's trade desk after payment confirmation. The seller cannot see your preferred shipping details until the escrow is funded.

B2B Order Summary

Product:—

Quantity:—

Unit Price:—

Subtotal:—

Shipping:—

Escrow Fee (1.5%):—

Total:—

🔒 Escrow Protected

Exchange rate: 1 USD = ₦1,550 (approx.)
Rates may vary at time of settlement

Buyer Protection:
Your identity is protected until both parties sign the sales contract. NaijaSwap acts as the intermediary throughout the transaction.

Payment Structure:
70–80% against B/L copy
20–30% on arrival & inspection

Stated in contract from day one. No large advance payment.